How To

Chapter 13 and Second Mortgages

Sunday lunch time , July 12, 2009.

A chapter 13 bankruptcy filing may be the tool you need.

If your property has depreciated…

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Loan Modification Tweeks and Turns

Friday terribly early in the morning , June 12, 2009.

I found this interview in blogtalkradio quite informative, so I’m strongly recommending all those pondering the…

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What are the Alternatives to Bankruptcy?

Sunday late morning , May 17, 2009.

As I’ve mentioned before, there’s no shame in filing for bankruptcy, but, if filing can be…

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The shame of having to declare bankruptcy

Thursday early afternoon , May 14, 2009.

As I try to approach bankruptcy from different angles to make its options understandable, I’ve come…

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Finding a Job

Thursday early afternoon , May 14, 2009.

It’s always useful to have an idea of what to do if you’re out of a…

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Can I use my credit card before filing for bankruptcy?

Tuesday mid-afternoon , March 17, 2009.

That’s a definite no, no.

Do not use any credit cards after initiating a consultation with…

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How can the cramdown bill help me?

Friday late afternoon , March 6, 2009.

Update: This bill was defeated in the Senate.

Great news! On March 5, the House approved…

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Citi launches Homeowner Unemployment Assist Program

Wednesday mid-morning , March 4, 2009.

Great news!

Unemployed borrowers with first mortgage loans owned and serviced by CitiMortgage, who are late…

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I’m not late in my payments, how can I benefit from Obama’s stimulus bill?

Monday lunch time , March 2, 2009.

For those that are in deep waters, facing foreclosure or bankruptcy, check more...

Who do I call ?

Tuesday evening , February 24, 2009.

You have decided to call to try to fix your debt problem.

Before you make any…

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Collection call recording

Sunday mid-morning , February 22, 2009.

It’s always a good practice to keep good records in your communication with creditors or collectors.

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Is bankruptcy right for me II ?

Monday early afternoon , February 16, 2009.

In part I, I stressed the drawbacks of…

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