Distress, Credit…

Can I use my credit card before filing for bankruptcy?

Tuesday mid-afternoon , March 17, 2009.

That’s a definite no, no.

Do not use any credit cards after initiating a consultation with…

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Who do I call ?

Tuesday evening , February 24, 2009.

You have decided to call to try to fix your debt problem.

Before you make any…

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Collection call recording

Sunday mid-morning , February 22, 2009.

It’s always a good practice to keep good records in your communication with creditors or collectors.

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Is bankruptcy right for me II ?

Monday early afternoon , February 16, 2009.

In part I, I stressed the drawbacks of…

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Collectors are driving me crazy, what can I do?

Sunday evening , February 15, 2009.

Do not be intimidated by collectors —keep your calm, don’t make any rash decisions, you have…

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Is bankruptcy right for me I ?

Friday early evening , January 16, 2009.

Bankruptcy for individuals allows you —some, but not full— protection from your creditors. In other words,…

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